Retail Loan

Home Loan:
A Home Loan helps you purchase, construct, or renovate your dream house without financial stress. It offers long-term repayment options and affordable interest rates. The property remains mortgaged with the bank until the full repayment of the loan amount.

 

Loan Against Property (LAP):
Loan Against Property allows you to raise funds by pledging your owned property as security. Both residential and commercial properties are accepted. The borrowed amount can be used for business expansion, education, medical needs, or any other personal purpose.

 

Personal Loan:
Personal Loan provides quick financial support without the need for any security or collateral. It is ideal for covering personal expenses such as marriage, travel, medical emergencies, or home renovation. Approval depends mainly on income, job stability, and credit score.

 

Education Loan:
Education Loan offers financial assistance to students for pursuing higher education in India or abroad. It covers expenses like tuition fees, hostel charges, books, and travel. Repayment generally begins after completing the course or after a grace period.

 

Commercial Purchase Loan:
Commercial Purchase Loan is designed to help business owners and investors buy office spaces, shops, or other commercial properties. The property purchased acts as collateral, and repayment is done through fixed monthly installments.

 

Lease Rent Discounting (LRD):
Lease Rent Discounting is a loan offered against future rental income from leased commercial property. Banks provide funds upfront based on the discounted value of the future rent receivable, allowing property owners to manage cash flow efficiently without selling the asset.

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